Referral Program Terms and Conditions

Stableton Financial AG (hereinafter referred to as “we”’, “the company”, “us” or “our”), a Swiss private company headquartered in Poststrasse 24, 6300 Zug, Switzerland, hereto publishes the Terms and Conditions governing its Referral Program.

  1. Definitions
    1. “You” shall mean the existing users of Stableton Financial AG’s services who agree to engage in this Referral Program as a Referrer.
    2. “Referrer” and/or “Eligible Referrer” shall mean an existing user who agrees to refer the company’s services to personal contacts in accordance with these Terms and Conditions.
    3. “Potential Referred Users” shall mean friends, family members, acquaintances and colleagues of the Referrer.
    4. “Referred” and/or “Referred User” shall mean the new user of Stableton Financial AG who has been referred by the Referrer in accordance with these Terms and Conditions, completed the signup process and made the first investment.
    5. First investment made shall mean Stableton got the confirmation from the bank that the trade has been settled.
    6. “Trade confirmation” shall mean a receipt of an executed order sent to “Referred Investor” by their bank or broker which executed the trade order. Tradeconfirmation is a document used to verify that the transaction has taken place.
    7. “Referral Program” shall mean the promotional campaign, governed by the terms of this document,and sponsored by the company, in which the Referrer agrees to introduce the Referred to Stableton Financial AG’s services
    8. “We” and/or “Stableton” shall mean Stableton Financial AG

  2. General Terms
    1. These Referral Terms and Conditions are published by Stableton Financial AG, a Swiss private company headquartered in Poststrasse24, 6300 Zug, Switzerland. These Terms and Conditions form a binding agreement for both Referrer and the people who receive our referral invitation.
    2. This Referral Program permits Referrer to invite their contacts to participate in one or more Referral Program(s) promoted by Stableton Financial AG.
    3. Referrer may only invite personal friends, family members, acquaintances,and colleagues to this Referral Program, qualifying them as Potential Referred Users.
    4. Stableton reserves the right toterminate or change the terms of Referral Program in its sole discretion without stating the reason. The current Terms and Conditions are published on Stableton webpage (https://www.stableton.com/terms-and-conditions-referral/).
  1. How the Referral Program Works
    1. Stableton Financial AG shall create a personal referral code, unique to each Eligible Referrer, which will be available to the Referrer under their profile after they log into the Stableton marketplace(www.stableton.com)
    2. Each Eligible Referrer is free to use their unique personal referral code to invite Potential Referred Users such as friends, family members, acquaintances and colleagues to this Referral Program and benefit from the associated rewards.. 
    3. To qualify for the reward, the Potential Referred User must insert the referral code in the relevant field on the Stableton signup page, complete the process, make the first investment with Stableton Financial AGand inform Stableton about completing the investment by providing Stableton the Trade confirmation, thus turning theminto a Referred Investor.
    4. After the previous 3 steps are completed(hereinafter also referred as the “Referral Loop”), Stableton Financial AG reserves a period of 30 days to review the validity of the Referral Loop, screen for potential fraud and send the associated reward (see dedicated section below) to both the Referrer and the Referred User.
    5. In case the reward is in the form of cash bonus, Eligible Referrer and Eligible Referred User will be asked via email to complete and approve via DocuSign a form which will include their payment details and a declaration that they are qualified to receive the reward.

  2. Validity of Referrals
    1. In the context of Stableton Financial AG’s Referral Program that this document governs, a Referral shall be considered complete only if the actions described in subparagraphs 3.1, 3.2 and 3.3 are successfully completed.
    2. For the avoidance of doubt, a potential Stableton Financial AG user who has been referred to its services by a friend, family member, acquaintance and colleague who does not complete the signup process with Stableton Financial AG and make its investment in the marketplace owned by the company is not considered a Referred User.

  3. Verified channels
    1. Stableton Financial AG shall promote and share relevant information on its Referral Program only through our officially managed channels, including, but not limited to marketplace, e-mail,and mobile app..
    2. All contacts on behalf of Stableton Financial AGshall be undertaken by a Stableton Financial AG employee and/or via Stableton Financial AG corporateemail address with the ‘@stableton.com’ suffix.

  4. Reward
    Once Stableton Financial AG confirms the validity of the Referral Loop describedin 3.1.-3.3., the company commits to reward both the Referrer and the Referred Investor with a CHF 200 bonus

  5. Issuing of Rewards and Offers
    1. Stableton will pay outthe reward foreseen in the previous sectionby bank transfer to the account provided in the document as specified in 3.5.
    2. Stableton reserves the right to pay out the reward up to 30 days after the Referral Loop has been successfully completed.

  6. Privacy
    All personal information collected and processed as part of this Referral Program will be used in accordance with Stableton Financial AG’s Privacy Policy, available at https://www.stableton.com/privacy-policy/. Under the applicable laws and regulations, Stableton Financial AG shall be responsible for collecting and processing such personal information.
  1. Completed Referrals and Limit
    1. A Completed Referral shall be considered after theReferring User refers this Program to one of their contacts, who then complete the above-described Referral Loop.
    2. By principle, Stableton Financial AG does not enforce any limit ofCompleted Referrals per Eligible User. However, Stableton Financial AG reserves the right to limit such referrals in the event it has credible fraud suspicions.
    3. All referred people must be new and first-time Stableton Financial AG users. Existing users cannot participate in and/or benefit directly or indirectly from the Referral Program as a Referred User.
    4. Referrer and Referred User confirm thatall personal information provided by them to Stableton Financial AG is 100% correct and up to date. Stableton Financial AG reserves the right to monitor theiruse of the Referral Program or request theirID to verify theiridentity before issuing and/or sending rewards. 
  1. Restrictions
    1. This Program cannot be combined with other Stableton Financial AG’s referral programs, discounts, vouchers, benefits,or incentives. By participating in this Referral Program, we may restrict Referrer from any other promotion, program, discount, or vouchers.
    2. Referrer understands and agrees thatthey must not use referral methods that are bothersome to the recipients. Moreover, Referrer’s participation in the Referral Program must not violate the applicable law, including but not limited to anti-Spam legislationor similar regulations onmass distribution of unsolicited messages.
    3. Referrer must not publish our Referral Program on any sites or platforms that house any adult content, alcohol, tobacco, gambling, games and online casinos, political content,coupon or review sites, websites thatoffer the upload or download of illegal content, such as BitTorrent, or house any other form of illegal activities. 
    4. Referrer must not at any time, invite or refer people who are unknown to them.
    5. Referrer must only use our Referral Program for personal use and refrain from its use for commercial purposes.

  2. Non employment
    1. Referrer accepts that by participating in Stableton Financial AG’s Referral Program, they are by no means legally considered an employee of the company or mandated by it
    2. For the avoidance of doubt, Referrer acceptsthat under no such case should the company be liable to pay income, social security,or any form of monetary or non-monetary compensation for theirparticipation in this Referral Program other than the reward foreseen in paragraph 6.

  3. Term and Termination
    1. This Referral Program will run until the announced date and that date can be extended or restricted. We may also in our sole discretion notify Users that the Referral Program has ended with immediate effect.
    2. We may terminate this Referral Program at any time, including Referrer’sparticipation or the availability of its benefits.

  4. Exclusive Relationship
    1. Referrer understands and agrees that they are only the User of our services and/or products, and refrain from implying any other affiliation or legal relationship with us. 
    2. Referrer understands and agree that they are never authorized to legally bind Stableton Financial AG.
    3. Referrer must never create any materials that contain our branding, trademark, (part of) ourcorporate identity.
    4. By participating in the Referral Program Referrer must not represent themselves as a duplicate, agent or intermediary of our company.

  5. Privacy and Information
    1. Referrer undertakesto respect the privacy rights of the people they invite to our Referral Program and direct to our website. 
    2. When referring other people, Referrer must always inform them about the applicable terms and conditions and privacy policy. Referrer must do so before they participate in the Referral Program andleave their personal information.

  6. Amendments
    We may amend the terms and conditions of our Referral Program. We may offer and/or restrict additional incentives, benefits,and programs. As a result, additional terms may apply. Referrer agreesthat they are aware of those amended and additional terms.
  1. Violations and Termination
    1. In case we suspect any violations of these terms or otherwise tampering with, fraud or unreasonable use of our Referral Program, we may in our sole discretion cancel the distribution of any reward. 
    2. If Referrer is a current or former employee, contractor,or affiliate of our company, we may restrict their participation in the Referral Program, and we may restrict or cancel their participation with immediate effect.
    3. Referrer must comply with all applicable laws and regulations, and refrain from violating any third-partyrights. These rights include any copyright, trademark,or other proprietary rights.

  2. Disclaimer and Indemnification
    1. We offer our Referral Program and its benefits only on an “as is” and “as available” basis. We may remove, change and update the Referral Program in our sole discretion. We will never make any promises or guarantees about the content and information of our Referral Program. We disclaim our responsibility for any information that is incorrect or has errors. 
    2. Our Referral Program is based on our best efforts. Referrer acknowledgesand agreesthat we can never guarantee any benefit or result from participating in the Referral Program. 
    3. Referrerwill defend, indemnify,and hold Stableton Financial AG harmless from and against all claims, damages, liabilities, losses, expenses and costs (including reasonable attorney’sfees) arising out of their participation in the Referral Program.

  3. No Correspondence, Disputes And Refunds
    With regards to the distribution of discounts, vouchers, incentives, prizes, awards or other benefits, no correspondence will be entered into. Moreover, we shall never respond to any complaint or accept any dispute about the Referral Program, and the abovementioned benefits are provided “as is” and we never refund or exchange such benefits.
  1. Clause and Contract Integrity
    In the event one or more clauses of these Terms and Conditions is legally challenged and/or deemed invalid by acompetent authority, that shall not render the remainder of the document invalid, unless explicitly determined so by the competent authority.
  1. Applicable Law and Jurisdiction
    Swiss law shall exclusively apply and the judicial system of the canton of Zug shall be exclusively competent to hear any claim that may arise out of these terms.


Version: 2022.09.16

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